Being many "hot" issues at the general meeting of shareholders of banks

Being many "hot" issues at the general meeting of shareholders of banks

International Commercial Joint Stock Bank (VIB) will be the first bank to hold a general meeting of shareholders this week, and then April will be the "peak" for banks to deploy.
Loan interest rates are gradually "cooling down"

Loan interest rates are gradually "cooling down"

VCN - Along with the cooling trend of deposit rates, some banks have announced credit packages to support lending rates.
Credit growth projected to reach 14-15% in 2023

Credit growth projected to reach 14-15% in 2023

The State Bank of Vietnam (SBV) has expected credit growth to hit 14-15% this year, leaving a possibility that it might adjust the orientation to suit the actual business situation and developments.
Banks are concerned that credit risk will increase slightly in 2023

Banks are concerned that credit risk will increase slightly in 2023

VCN - Credit balance of the whole credit institution system is expected to increase by 4% on average in the first quarter of 2023 and by 13.7% in 2023, adjusted down by 1.9 percentage points compared to the expectation in the previous survey period.
Solutions to overcome credit space limitations, inadequacies of capital market

Solutions to overcome credit space limitations, inadequacies of capital market

VCN - Deputy Governor of the State Bank of Vietnam (SBV) Pham Thanh Ha said to ensure finance for economic development, it is necessary to develop a safe and sustainable capital market.
"Hunger" for capital is affecting the "health" of businesses

"Hunger" for capital is affecting the "health" of businesses

VCN - A representative of a fruit import-export business in Ben Tre shared that the loan interest rate has increased by 2 %/year for both VND and foreign currency loans.
Coordination to effectively operate the "valve" of credit

Coordination to effectively operate the "valve" of credit

VCN - Vietnam's financial market is currently experiencing significant fluctuations. The World Bank has reported that the country's credit-to-GDP ratio has reached a record high of 124% of GDP, leading to potential risks for the banking system and the eco
Loosening monetary policy welcomed amid credit crunch

Loosening monetary policy welcomed amid credit crunch

The State Bank of Vietnam (SBV)’s recent decision to revise up the 2022 credit growth target of the banking system has eased access to bank loans amid a credit crunch, especially at the peak season to prepare for Lunar New Year (Tet).
Researching to loosen credit room, will liquidity be less tight?

Researching to loosen credit room, will liquidity be less tight?

VCN - With this "opening" signal, the report of the research team of SSI Securities Joint Stock Company (SSI Research) said that the State Bank (SBV) would soon announce a new credit limit for banks to solve the liquidity problems for the enterprises at p
Savings interest rates increase rapidly, deposit-credit gap has not improved

Savings interest rates increase rapidly, deposit-credit gap has not improved

VCN - Notably, before this increase in deposit interest rates, several commercial banks had sharply increased deposit rates many times in the previous months.
SBV adjusts credit growth targets for banks

SBV adjusts credit growth targets for banks

The adjustment of credit growth targets is made on the basis of the request of credit institutions assessing their operational requirements
Qualified banks expect higher credit growth quota in the next few months

Qualified banks expect higher credit growth quota in the next few months

Some qualified commercial banks are forecast to get higher credit growth quotas from the State Bank of Việt Nam (SBV) in the next few months.
Encouraging credibility rating culture to improve corporate bond quality

Encouraging credibility rating culture to improve corporate bond quality

VCN - Mr. Phung Xuan Minh, Chairman of the Board of Directors of Saigon Phat Thinh Ratings Joint Stock Company, spoke to Customs News about issues related to the corporate bond market.
Property credit grows by over 12% in five months: SBV

Property credit grows by over 12% in five months: SBV

Property credit increased by 12.31%t in the first five months, a higher growth rate than that of the same period in previous years, the State Bank of Vietnam (SBV) has said.
Problem of managing interest rates before "wave" of tightening monetary policy

Problem of managing interest rates before "wave" of tightening monetary policy

VCN - Many countries tighten monetary policy to cope with inflation andexpand credit to support the economy during the recovery period. This makes the management of monetary policy, including the interest rate issue of the State Bank of Vietnam (SBV), fac
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