Loan interest decreased due to lower deposit interest rates

Loan interest decreased due to lower deposit interest rates

VCN - According to information from the State Bank (SBV), from March 6, four state-owned commercial banks (Vietcombank, BIDV, VietinBank, and Agribank) decreased by 0.2%/year, commercial joint stock banks decreased by 0.5%/year compared to the interest ra
Revenue from services helps the bank to grow

Revenue from services helps the bank to grow

Limited credit growth and the tendency of deposit interest rates increase faster than lending rates are putting pressure on the net interest income (NIM) ratio.
Great pressure on deposit interest rates, lending rates may increase

Great pressure on deposit interest rates, lending rates may increase

With the current situation, there are many concerns that deposit and lending interest rates may continue to increase due to the recovery of capital needs for business activities after the pandemic.
The pressure to increase deposit interest rates will happen at the end of the year

The pressure to increase deposit interest rates will happen at the end of the year

VCN - Surveying the market, deposit interest rates at some commercial banks continued to increase, especially for long terms.
Banks reduce mobilized interest rates in some short-terms

Banks reduce mobilized interest rates in some short-terms

While the situation for liquidity and mobilized capital is very good, credit has signs of slowing down. Some banks have adjusted to reduce mobilized interest rates in some terms.
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